Privacy Policy

Effective Date: April 3, 2026

1. Overview

By using the RateSavingScout website or submitting your information, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

We may collect personal information including:

• First and last name
• Phone number
• Email address
• Province of residence
• Age or date of birth
• Smoking status
• Insurance interest information
• IP address
• Form submission date and time
• Consent records and opt-in information

We only collect information necessary to connect you with licensed insurance professionals and provide insurance-related services.

3. How We Use Your Information

We use your information to:

• Connect you with licensed insurance agents and brokers
• Provide insurance quotes and insurance-related information
• Send communications related to insurance products and services
• Maintain consent records and compliance records
• Improve our services and marketing
• Comply with legal and regulatory requirements

4. Sharing of Information

By submitting your information through our website, you consent to us sharing your personal information with licensed insurance agents, brokers, agencies, and insurance partners for the purpose of contacting you regarding insurance products and services.

You acknowledge and agree that:

• Your information may be shared with one or more licensed insurance professionals
• Your information may be shared more than once
• Your information may be shared over time
• Your information may be resold or redistributed to licensed insurance professionals
• These professionals may contact you by phone, email, or SMS

Once your information has been shared with an insurance professional, their use of your information is subject to their own privacy policies and regulatory obligations.

5. Consent and Withdrawal of Consent

By submitting your information, you provide express consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.

You may withdraw your consent at any time by:

• Clicking unsubscribe in an email
• Replying STOP to SMS messages
• Contacting us at luke@ratesavingscout.com
• Requesting removal from our database

Withdrawal of consent does not apply to insurance professionals who already received your information. You must contact them directly to stop communications.

6. Data Storage and Security

We take reasonable security measures to protect personal information, including:

• Secure databases
• Access controls
• Password protection
• Encryption where appropriate
• Consent logging and tracking

Your information may be stored on servers located in Canada or the United States. We retain personal information only as long as necessary for business and legal purposes.

7. Access to Your Information

You may request access to your personal information or request corrections by contacting us at luke@ratesavingscout.com. We will respond within a reasonable timeframe as required by Canadian privacy laws.

8. Third-Party Websites

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties.

9. Changes to This Privacy Policy

We may update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date.

10. Contact Information

If you have questions about this Privacy Policy or your personal information, contact: